Terms of Service

1. The service and who we are

Finbolt is run by Finbolt ("Finbolt", "we", "us"). It provides financial market data and analysis tools to people and AI agents over the Model Context Protocol (MCP) at api.getfinbolt.com, plus this website and its HTTP API (together, the "Service"). By creating an account, using an API key or calling the Service, you agree to these terms and to our Privacy Policy. If you use the Service for an organization, you agree for that organization and confirm you can bind it.

2. AI agents acting for you

• An AI agent may sign up, call tools or start an upgrade for you. The account holder is the person whose email address is on the account, not the agent.
• Only let an agent sign up with an email address you control and have agreed to use. Agents must not sign up anyone else.
• Anything done with your API key or account counts as done by you, including what your agent does and the charges it starts. Set your agent's permissions accordingly.
• If someone created an account with your email address without your permission, email us and we'll close it.

3. Accounts and API keys

• You must be at least 18 years old and able to enter a contract.
• Give a real email address that you control. One person or organization per account.
• Keep your API key secret. You are responsible for all use of your key. If it leaks, rotate it from the dashboard.
• Don't share, resell or publish your key, and don't create accounts to get around plan limits.

4. Plans, billing and cancellation

• The Free plan has the daily and per-second limits shown on the pricing page. We may change free limits at any time.
• Pro costs $29 per month, charged in advance through Stripe, and renews automatically each month until you cancel. You can cancel at any time from the billing portal in your dashboard. Cancellation stops the next renewal, and you keep Pro until the end of the period you paid for.
• Prices don't include taxes. Where tax applies, it is added at checkout.
• If a payment fails, we may move your account back to the Free plan.
• Fees are non-refundable, except where the law gives you a right to a refund (for example a statutory cooling-off period) or as set out in section 7.
• We will give at least 30 days' notice by email before changing the price of a paid plan. You can cancel before the new price applies.

5. Acceptable use

You agree not to:

• redistribute, resell or republish the data as a data feed, or use it to build a competing data service;
• bulk-download data to build or sell datasets, including datasets for training machine learning models;
• exceed or work around rate limits, or scrape the Service beyond your plan;
• interfere with the Service, probe it for vulnerabilities without permission, or access other users' data;
• use the Service for anything unlawful, including market manipulation, or from a country or for a person under sanctions.

You may use the data inside your own analysis, apps and agent conversations, and show reasonable excerpts to your own users.

6. Not investment advice

Finbolt provides data and analysis for research and education only. Nothing from the Service is investment, financial, legal or tax advice, or a recommendation to buy, sell or hold any security. Finbolt is not a registered investment adviser, broker-dealer or financial planner. The Service is general and impersonal: it does not know your finances, goals or risk tolerance. Indicators, scores and summaries describe data; they are not personal advice. Output written by AI agents using Finbolt data can be wrong. Check important figures and consult a qualified professional before making financial decisions. You are solely responsible for your investment decisions.

7. Data sources

Market data comes from third-party providers and is subject to their terms. Data may be delayed, incomplete or wrong, and is not suitable for time-critical trading. A provider may change, limit or withdraw data at any time, and we may have to change or stop parts of the Service as a result. If we stop the Service entirely, we will refund the unused part of any Pro fee you have already paid.

8. Availability, suspension and closing your account

We may change, add or remove tools and features. We may suspend or close accounts that break these terms or put the Service at risk. You can stop using the Service at any time and ask us to delete your account.

9. Disclaimer

The Service and all data are provided "as is" and "as available", without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, timeliness and non-infringement. We don't guarantee uptime or that any tool will stay available.

10. Liability

To the extent the law allows, Finbolt is not liable for indirect, incidental, special or consequential losses, including trading or investment losses, lost profits or lost data. Our total liability for all claims relating to the Service is limited to the greater of the amount you paid us in the 12 months before the claim and US$50.

Nothing in these terms limits liability that the law does not allow to be limited, such as liability for fraud, or removes rights you have as a consumer that can't be waived.

11. Your responsibility to us

If you use the Service for a business, you will cover our reasonable costs and losses from claims by others caused by your breach of these terms or by how you or your agents use the data.

12. Changes to these terms

We may update these terms. The date at the top shows the latest version. For material changes we'll email account holders at least 14 days before they take effect. Continuing to use the Service after that means you accept the new terms.

13. General

If you are a consumer, you keep any protections given by the law where you live. If any part of these terms can't be enforced, the rest still applies. These terms and the Privacy Policy are the whole agreement between you and us about the Service. You can't transfer your account without our consent; we may transfer these terms to whoever takes over the Service.

14. Contact

Questions about these terms: support@finboltmcp.com.